Why use a mortgage broker for property investment?
We work for you, not the banks. We’ll go in to bat for you to get the right solution for your investment goals.
So what exactly is a mortgage broker?
If you’re a seasoned property investor, or considering entering into the world of property investment for the first time, it pays to have a trusted finance professional on your side.
Finding the right financial product is essential in reaching your goals. There are literally hundreds of different loan products available right now, and that makes it hard to find and choose the right loan. It also means that there’s an ideal lending solution for you out there. It’s just a matter of finding it. And that’s where a mortgage broker comes in.
We have access to over 1450 different loan products and we stay up to date with the constant changes and new products. This gives us an excellent understanding of the products most suitable for investment purposes, and which ones will help you reach your goals. We can shop around for the right solution and negotiate great rates. Once we agree on the right loan, we take care of the application and get everything in place for the approval process, then see it through to settlement.
Because our expertise lies in financing property and understanding both the real estate and loan markets, we’re a great source of knowledge. When it comes to purchasing investment properties and structuring loans to suit, we’re the team to help you.
When’s the best time to use a broker?
Whether you’ve just begun to think about buying your first investment property, you want to expand your portfolio, or are simply looking to reassess your current investment finance, we can help in many ways. For instance, we can:
- Provide the finance solution to match your investment goals
- Help you unlock equity in your current properties
- Stay up-to-date with the loans that are most attractive to investors, such as Interest Only and Line of Credit loans
- Let you know lenders’ criteria to assist your chances of a quick and successful approval
- Balance your home loan and investment loans
- And provide ongoing reassessment of your loans and advise you of new and more suitable loans as they come in to the market.
To get started, the first thing we do is to meet and get to know you so we can best understand your financial circumstances and long-term investment goals. Then we can begin to plan steps to achieve this and which is the right loan solution for your situation.
Why not just go to a bank?
There are a lot of options out there, which makes it hard for most people to choose the right product for them. And, with the Reserve Bank moving official interest rates and banks moving them independently, it’s an ever-changing market. Not to mention all the new products that are constantly introduced.
With choice comes complexity. It can get tricky to navigate through it all. And it can take a lot of your time (and sanity too). A mortgage broker will steer you through this, research all of your options, and find the loan that suits your needs and not the banks’. We then deal with the lender and manage your application process through to approval.
In the simplest terms, a mortgage broker makes it easy – saving you time and, hopefully, a lot of money.
Let’s keep it simple.
It’s easier. We start by meeting you at a time and place that suits you – at home, at work or over a coffee; during the week, at night or over the weekend – we’re always flexible. We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.
It’s fast. We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.
It’s more than just loans. Lenders will ask you to take out insurance on your new property. We can help you arrange cover to keep the approval process moving quickly and hopefully save you some money.
It’s all about you. We work for you and not the bank. We get to know you personally to understand your unique circumstances. From our experience we know which lenders will have the product to meet your finance needs. And we negotiate for what’s right for you, not the lenders.
To arrange a meeting please call us on today.